Info

You are currently browsing the Talk IDentity Theft Today weblog archives for May, 2009.

Calendar
May 2009
S M T W T F S
« Apr   Jul »
 12
3456789
10111213141516
17181920212223
24252627282930
31  
Links
  • Blogroll

    • Blastoff !
    • Rewarding Genealogy
    • Who Else Has Your Name

Archive for May 2009

Federal Judge Rules: LifeLock’s Fraud Alert Service ~ Illegal

“…LifeLock has been breaking California law for years by placing fraud alerts on its customer’s credit profiles.” from THREAT LEVEL at Wired.com

And charging you for it.  Folks, we can do that for FREE!  See the 2003 Fair and Accurate Credit Transactions Act, or FACTA, rules and other legislation.

lifelock_ceo_ssnumber

Read the full story at the link above - THEY ALL TALK ABOUT FRAUD RELATED IDENTITY THEFT ~~~ WHY AREN’T THEY TALKING ABOUT ALL AREAS OF IDENTITY THEFT? Like the ones that can land you in jail, in handcuffs in front of your kids, slammed to the ground when you ARE innocent, or the one that CAN kill you.

Kroll, the world’s leading risk consulting company, with more than 30-years experience, says it best on their website.  They also appoached the leading nationwide network of lawfirms [what if IDentity Theft happens against you, by someone in ANOTHER state] and partnered with Pre-Paid Legal Services to offer the better answer.  Get the answers in short 4-minute videos at each link on Talk Today

As mentioned in the article these companies that popped up in the last 5 years to offer a fraud alert placement service will need to stop doing that.  WHY?  Better yet, WHY NOT? - YOU can place the alert yourself - FOR FREE.

The IDENTITY THEFT SHIELD[tm] is the better answer and their licensed investigaters place the alert, on your behalf, ONLY when necessary, and they don’t charge you extra.

Recommended reading to help you understand this crisis: The Silent Crime: What You Need To Know About Identity Theft, authored by Steffen Schmidt and Mike McCoy

Terry Kohler
Certified IDentity Theft Risk Management Specialist
Talk Solutions Today

Your IRS Personal Information May Have Been Compromised

Did you see this article on the New York Times back in January - or hear about it since then?

From that article the authors stated:

“Heartland, based in Princeton, N.J., works with about 175,000 small merchants and processes about 100 million transactions a month. It has created a Web site, 2008breach.com, to provide information about the incident. Cardholders are not responsible for unauthorized fraudulent charges.

Not according to the Federal Trade Commission and legislation:

Page 19 of the free booklet IDTheft Victims receive when they file a complaint with the FTC “Take Charge: Fighting Back Against Identity Theft” [available at http://ftc.gov/idtheft] indicates you are responsible in this way - that can be very costly:

“…If an identity thief changed the address on your account and you didn’t receive the bill, your dispute letter still must reach the creditor within 60 days of when the creditor would have mailed the bill. This is one reason it’s essential to keep track of your billing statements, and follow up quickly if your bills don’t arrive on time.”

Terry Kohler
Certified IDentity Theft Risk Management Specialist
Talk Solutions Today

|